EV Financing Assistance in California | DCAP Program by Tenet

Drive an EV for less with California’s DCAP program

Californians who qualify can get up to $7,500, or up to $12,000 with a trade-in, toward a new or used electric or plug-in hybrid.

Up to $7,500 when you bring your own eligible financing

Up to $12,000 when you retire and replace an eligible older vehicle

Affordable financing capped at 8% APR

  • How does it work?

    Receive $7,500 when you bring your own financing of 8% APR or less, no trade-in required.

     

    If you choose to trade in a 2010 or older gas or diesel vehicle, get up to $12,000 toward a qualifying EV.

     

    Can’t find financing at 8% or lower?DCAP offers loans capped at 8% APR, plus built-in financial education and counseling to help you qualify confidently.

     

    Read the full guide here.
  • You may qualify if you:

    • Are a California resident
    • Live in an eligible ZIP code
    • Have an eligible household income
    • Are 18 years or older
    • Plan to purchase a vehicle ≤ $45,000 MSRP

What is the Driving Clean Assistance Program?

The California Driving Clean Assistance Program (DCAP) provides income-qualified drivers with grants and reduced-interest loans to make EV ownership more affordable. When you finance through Tenet at a rate of 8% or less, you qualify for a downpayment at the dealership that will reduce your loan amount and monthly payment.

Learn more

What people are saying

about Tenet

Real drivers, real savings, real support.

As seen in

Driving Clean Assistance Program (DCAP) eligibility and funding are determined by the California Air Resources Board (CARB) and administered by the Community Housing Development Corporation (CHDC).

Tenet provides financing options that integrate DCAP down-payment and loan assistance for qualifying California residents. Actual grant amounts, loan approvals, and program participation are based on verified eligibility at the time of application and are subject to available funding.

Current active pathways include:

  • Financing Assistance (Tier 1): Up to $7,500 toward an EV purchase or lease when approved for financing at 8% APR or lower
  • Clean Cars 4 All (CC4A): Up to $12,000 when retiring a 2010 or older gas or diesel vehicle (or $10,000 outside LIDAC areas)

Program terms may change without notice. Estimates shown are for informational purposes only and do not constitute a credit decision or offer of funds.

 

Final pricing and credit approval are subject to verification of credit, income, and vehicle value. APR and terms vary by applicant and may change without notice. Advertised rates include a 0.25% autopay discount. Deferred payment options accrue additional interest. Loans available for eligible electric and plug-in hybrid vehicles upon approval. Tenet Financial, Inc. (MI License #RL0025172). Review Tenet’s Consumer Privacy Notice.

Drive an EV for less with California’s DCAP program

Californians who qualify can get up to $7,500, or up to $12,000 with a trade-in, toward a new or used electric or plug-in hybrid.

Up to $7,500 when you bring your own eligible financing

Up to $12,000 when you retire and replace an eligible older vehicle

Affordable financing capped at 8% APR

  • How does it work?

    Receive $7,500 when you bring your own financing of 8% APR or less, no trade-in required.

     

    If you choose to trade in a 2010 or older gas or diesel vehicle, get up to $12,000 toward a qualifying EV.

     

    Can’t find financing at 8% or lower?DCAP offers loans capped at 8% APR, plus built-in financial education and counseling to help you qualify confidently.

     

    Read the full guide here.
  • You may qualify if you:

    • Are a California resident
    • Live in an eligible ZIP code
    • Have an eligible household income
    • Are 18 years or older
    • Plan to purchase a vehicle ≤ $45,000 MSRP

What is the Driving Clean Assistance Program?

The California Driving Clean Assistance Program (DCAP) provides income-qualified drivers with grants and reduced-interest loans to make EV ownership more affordable. When you finance through Tenet at a rate of 8% or less, you qualify for a downpayment at the dealership that will reduce your loan amount and monthly payment.

Learn more

What people are saying

about Tenet

Real drivers, real savings, real support.

As seen in

Driving Clean Assistance Program (DCAP) eligibility and funding are determined by the California Air Resources Board (CARB) and administered by the Community Housing Development Corporation (CHDC).

Tenet provides financing options that integrate DCAP down-payment and loan assistance for qualifying California residents. Actual grant amounts, loan approvals, and program participation are based on verified eligibility at the time of application and are subject to available funding.

Current active pathways include:

  • Financing Assistance (Tier 1): Up to $7,500 toward an EV purchase or lease when approved for financing at 8% APR or lower
  • Clean Cars 4 All (CC4A): Up to $12,000 when retiring a 2010 or older gas or diesel vehicle (or $10,000 outside LIDAC areas)

Program terms may change without notice. Estimates shown are for informational purposes only and do not constitute a credit decision or offer of funds.

 

Final pricing and credit approval are subject to verification of credit, income, and vehicle value. APR and terms vary by applicant and may change without notice. Advertised rates include a 0.25% autopay discount. Deferred payment options accrue additional interest. Loans available for eligible electric and plug-in hybrid vehicles upon approval. Tenet Financial, Inc. (MI License #RL0025172). Review Tenet’s Consumer Privacy Notice.

Drive an EV for less with California’s DCAP program

Californians who qualify can get up to $7,500, or up to $12,000 with a trade-in, toward a new or used electric or plug-in hybrid.

Up to $7,500 when you bring your own eligible financing

Up to $12,000 when you retire and replace an eligible older vehicle

Affordable financing capped at 8% APR

  • How does it work?

    Receive $7,500 when you bring your own financing of 8% APR or less, no trade-in required.

     

    If you choose to trade in a 2010 or older gas or diesel vehicle, get up to $12,000 toward a qualifying EV.

     

    Can’t find financing at 8% or lower?DCAP offers loans capped at 8% APR, plus built-in financial education and counseling to help you qualify confidently.

     

    Read the full guide here.
  • You may qualify if you:

    • Are a California resident
    • Live in an eligible ZIP code
    • Have an eligible household income
    • Are 18 years or older
    • Plan to purchase a vehicle ≤ $45,000 MSRP

What is the Driving Clean Assistance Program?

The California Driving Clean Assistance Program (DCAP) provides income-qualified drivers with grants and reduced-interest loans to make EV ownership more affordable. When you finance through Tenet at a rate of 8% or less, you qualify for a downpayment at the dealership that will reduce your loan amount and monthly payment.

Learn more on drivingcleanca.org

What people are saying about Tenet

Real drivers, real savings, real support.

As seen in