{"roots":["1357:5292"],"nodeById":{"1357:5292":{"type":"WEBPAGE","id":"1357:5292","name":"/clean-cars","absoluteBoundingBox":{"x":-7981.0,"y":10737.0,"width":2653.0,"height":8084.0},"isolatedAbsoluteRenderBounds":{"x":-7981.0,"y":10737.0,"width":2653.0,"height":8084.0},"relativeTransform":[[1.0,0.0,-7981.0],[0.0,1.0,10737.0]],"size":{"x":2653.0,"y":8084.0},"fills":[{"opacity":0.0470588244497776,"blendMode":"NORMAL","type":"SOLID","color":{"r":1.0,"g":1.0,"b":1.0,"a":1.0},"visible":true}],"strokeAlign":"INSIDE","strokes":[],"accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"children":["1357:5293","1357:5315","1357:5337"]},"1357:5354":{"type":"FRAME","id":"1357:5354","name":"Mobile","absoluteBoundingBox":{"x":-5767.0,"y":10838.0,"width":375.0,"height":7919.0},"isolatedAbsoluteRenderBounds":{"x":-5767.0,"y":10838.0,"width":375.0,"height":7919.0},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,1.0]],"size":{"x":375.0,"y":7919.0},"fills":[],"strokeAlign":"INSIDE","layoutAlign":"STRETCH","layoutGrow":1.0,"strokes":[],"accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"clipsContent":true,"overflowDirection":"VERTICAL_SCROLLING","layoutMode":"VERTICAL","primaryAxisSizingMode":"FIXED","counterAxisSizingMode":"FIXED","children":["1357:5355"]},"1357:5355":{"type":"WIDGET","id":"1357:5355","name":"Embed 5","absoluteBoundingBox":{"x":-11518.75,"y":10838.0,"width":11878.5,"height":7919.0},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-11518.75,"y":10838.0,"width":11878.5,"height":7919.0},"relativeTransform":[[1.0,0.0,-5751.75],[0.0,1.0,0.0]],"size":{"x":11878.5,"y":7919.0},"layoutAlign":"STRETCH","layoutGrow":1.0,"accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n\n\n
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\n \n \n \n \n \n \n \n \n 4.9\n on Google\n
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\n Clean Cars for All award?\n Put it toward your EV.\n

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Already have your award letter? Check your rate in minutes, then use your grant and your Tenet loan at a participating dealership.

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  • Bay Area residents can check rates before shopping
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  • Use your loan at any participating dealership
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  • Your grant lowers the amount you need to finance
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As seen in Forbes, The Wall Street Journal, TechCrunch and USA Today

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\n \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n$9,500\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
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\n Apply your award.\n See your payment.\n

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Enter your award and the price of the car you want. Your grant goes toward the price as your down payment, and we estimate the rest.

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\n 1. Your vehicle\n
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$
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Enter the amount on your Clean Cars for All award letter.

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\n Vehicle type\n
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Used vehicles must be model year 2018 or newer, under 75,000 miles and priced at $48,000 or less.

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$
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The total price before your award is applied.

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\n 2. Your estimated payment\n
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\n Award applied\n $9,500\n As your down payment\n
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\n Loan amount\n $15,500\n Price minus your award\n
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\n Estimated APR\n —\n 72-month term with autopay\n
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\n Monthly payment\n —\n Estimated, 72 months\n
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\n Get Pre-Qualified\n

Checking your rate won't affect your credit score.

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\n How it works.\n Your award plus your loan.\n

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  1. \n 01\n

    Get your award letter

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    Once Clean Cars for All approves you, your award letter shows your grant amount.

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    2. \n
  2. \n 02\n

    Check your rate

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    Apply with Tenet in about 2 minutes. Soft credit check, no impact to your score.

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    3. \n
  3. \n 03\n

    Buy at a participating dealer

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    Your grant goes toward the price as your down payment. We finance the rest.

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Excellent everywhere.

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\"From start to finish, she was incredibly efficient, responsive, and made what is normally a stressful process feel effortless. Absolute five-star service.\"
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John E., Tesla Cybertruck owner
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Questions, answered.

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\n What vehicles are eligible under Clean Cars for All?\n

New and used battery electric, plug-in hybrid and fuel cell electric vehicles. Your award letter shows what your grant covers.

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\n Is there a price limit on the vehicle?\n

Used vehicles must be priced at $48,000 or less. For a new vehicle, check your award letter or ask the dealership.

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\n Are used vehicles allowed?\n

Yes. Used vehicles must be model year 2018 or newer with under 75,000 miles.

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\n Do I have to retire my old vehicle?\n

Yes. Clean Cars for All requires you to retire an eligible older gas or diesel vehicle through the program.

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\n How long do I have to purchase my vehicle?\n

Your award letter shows your deadline. Check your rate early so your financing is ready when you find the right car.

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\n What do I need to bring to the dealership?\n

Bring your award letter, your driver's license and your Tenet approval. The dealership applies your grant, and we finance the rest.

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Not ready yet? Estimate your payment.

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Questions about your award? Visit Clean Cars for All.

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\n Talk to an EV\n financing specialist.\n

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Real people. Clear answers. No sales pressure.

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\n \n Call or text\n 877-378-3638\n We can walk you through your award.\n
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\n \n Email\n support@tenet.com\n Send us your questions any time.\n
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\n \n Hours\n Mon–Fri 9AM–6PM ET\n Apply online any time.\n
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\n \"Tenet\"\n

EV financing for all.

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\n support@tenet.com\n 877-37-TENET (83638)\n Mon–Fri, 9AM–6PM ET\n
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\n © 2026 Tenet Energy, Inc.\n NMLS# 2262929\n MI License #RL0025172\n Consumer Privacy Notice\n
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Final pricing and credit approval are subject to verification of credit, income, and vehicle value. APR and terms vary by applicant, vehicle and term, and may change without notice. Rates from 4.99% APR are for applicants with excellent credit and include a 0.25% autopay discount.

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Payment estimates are for illustration only, not an offer of credit. Estimates subtract the award amount you enter from the vehicle price and use the 72-month rate for the selected credit range, including the 0.25% autopay discount. Minimum loan amount is $10,000. Your actual rate and payment depend on your credit, income, vehicle and term.

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Tenet is not affiliated with the Bay Area Air District or the Clean Cars for All program. Clean Cars for All eligibility and award amounts are determined solely by the Air District and are subject to available funding. Rate checks on this page are available to eligible Bay Area residents only. Vehicle requirements shown are a summary; your award letter and the Air District's program rules control.

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Soft credit check. About 2 minutes to apply.
\n Check My Rate\n
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\n\n","embedURL":""}},"1357:5349":{"type":"FRAME","id":"1357:5349","name":"Desktop","absoluteBoundingBox":{"x":-5767.0,"y":10838.0,"width":1222.0,"height":814.666687011719},"isolatedAbsoluteRenderBounds":{"x":-5767.0,"y":10838.0,"width":1222.0,"height":814.666687011719},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,1.0]],"size":{"x":1222.0,"y":814.666687011719},"fills":[],"visible":false,"strokeAlign":"INSIDE","layoutAlign":"STRETCH","layoutGrow":1.0,"strokes":[],"accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"clipsContent":true,"overflowDirection":"VERTICAL_SCROLLING","layoutMode":"VERTICAL","primaryAxisSizingMode":"FIXED","counterAxisSizingMode":"FIXED","children":["1357:5350"]},"1357:5350":{"type":"WIDGET","id":"1357:5350","name":"Embed 5","absoluteBoundingBox":{"x":-5767.0,"y":10838.0,"width":1222.0,"height":814.666687011719},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-5767.0,"y":10838.0,"width":1222.0,"height":814.6669921875},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,0.0]],"size":{"x":1222.0,"y":814.666687011719},"layoutAlign":"STRETCH","layoutGrow":1.0,"accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n\n\n
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\n Embedded EV financing\n

Put financingin your checkout.

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Your customers apply, sign and get funded on your site. They only show up to pick up the keys.

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Purchases, lease buyouts and refinancing.

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\n yourstore.com/checkout\n Powered by Tenet\n
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\n You’re approved.\n Financing is ready for your order.\n
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  1. \n 1\n Get approved\n 2 min\n
    2. \n
  2. \n 2\n Sign online\n 8 min\n
    3. \n
  3. \n 3\n Pick up the car\n In person\n
    4. \n
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\n Apply to signed\n < 10 min\n
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Trusted by

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  • Lucid
  • KeySavvy
  • TrueCar
  • Lease End
  • Revolve Motors
  • Mark Miller Subaru
  • Recharged
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You sell the EV.We handle the loan.

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One integration gives your customers a complete online checkout.

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Buy online, start to finish

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Customers pick a car, get a decision and sign. No detour to another lender.

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Your brand, not ours

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Financing lives on your site, so customers stay with you from browse to buy.

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No back-office work

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We handle underwriting, documents and funding. You hand over the keys.

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Manufacturers

Sell and finance direct.

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Marketplaces

Turn shoppers into funded buyers.

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Dealers

Customers arrive ready to drive.

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One integration.Every kind of deal.

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\n 01 / Purchase\n

Vehicle purchase

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Approve buyers at checkout, so they know their budget before they visit.

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\n 02 / Lease buyout\n

Lease buyout

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Help lessees buy the EV they already drive, without leaving your site.

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\n 03 / Refinance\n

Refinance

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Offer owners a lower payment, and a reason to come back.

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No paperworkon the lot.

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  1. \n 01\n

    Get approved

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    The buyer shares a few details in your flow and gets a decision on the spot.

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    2. \n
  2. \n 02\n

    Sign online

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    They review terms and e-sign everything. Most finish in under 10 minutes.

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    3. \n
  3. \n 03\n

    Drive away

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    The visit is just a test drive and pickup. We fund the deal.

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    4. \n
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Build atyour own pace.

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One Originations API takes you from prequal to approved application. You build the experience. We handle the lending.

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\n POST\n

Prequal Inquiry

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Check a buyer before they apply. Add a loan amount to get counter-offers.

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\n POST\n

Offer Inquiry

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Submit an application and get back the offers the buyer is eligible for.

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\n POST\n

Offer Rehash

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Resubmit with updated details, like a new vehicle or loan amount.

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\n GET\n

Get an Application

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Check an application’s status from your own system.

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More approvals.Better rates.

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We lend on our own capital and bring in credit union partners, so more of your customers say yes.

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\n Approvals\n

Tenet plus credit unions

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If we can't approve an applicant, our partners get a second look.

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\n Promo rates\n

Subvented rates

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Fund a lower rate on a model, trim or campaign. We run the program.

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\n Segments\n

Programs for your buyers

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Rideshare drivers, first-time buyers and more, on request.

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\n Coverage\n

New and used EVs

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We know EV values, so used and high-mileage cars aren't penalized.

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\n For developers\n

Try it first.Talk later.

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Our API docs and sandbox are open. No account or keys needed to start building.

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    \n \n
  1. 1Read the guides
    2. \n \n
  2. 2Send a prequal or offer inquiry
    3. \n \n
  3. 3Check application status
    4. \n \n
  4. 4Talk to us to go live
    5. \n \n
\n Read the Docs\n
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\n POST · Prequal Inquiry\n sandbox\n
\n 
{\n  \"product\": \"vehicle_purchase\",\n  \"vehicle\": { \"vin\": \"5YJ3E1EA...\" },\n  \"applicant\": { \"income\": 95000 },\n  \"return_url\": \"https://yoursite.com/checkout\"\n}\n\n→ 201 Created\n{\n  \"status\": \"approved\",\n  \"apr\": 5.74,\n  \"next\": \"sign_online\"\n}
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Simplified example. Full schema at developers.tenet.com.

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Frequently askedquestions.

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\n What happens in under 10 minutes?\n

Approval, terms and e-signing. Most buyers go from application to signed documents in under 10 minutes.

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\n Which deals do you support?\n

Vehicle purchases, lease buyouts and refinancing for new and used EVs.

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\n How long does integration take?\n

It depends on your team and how much of the flow you build. Most partners start with Prequal Inquiry, and we support you throughout.

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\n Who underwrites and services the loans?\n

We do, alongside our credit union partners. Your customers get one point of contact for their loan.

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\n Does prequalifying affect a buyer's credit?\n

No. Prequalification uses a soft credit check. A hard check only happens if the buyer accepts an offer.

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\n Can we test before signing a contract?\n

Yes. The docs and sandbox are open to everyone. Build and test before any agreement.

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Let's buildyour checkout.

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Tell us about your business. We'll map out your integration and launch plan.

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We reply within one business day.

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\n\n","embedURL":""}},"1357:5345":{"type":"WIDGET","id":"1357:5345","name":"Embed 5","absoluteBoundingBox":{"x":-5767.0,"y":10937.0,"width":375.0,"height":250.0},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-5767.0,"y":10937.0,"width":375.0,"height":250.0},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,0.0]],"size":{"x":375.0,"y":250.0},"layoutAlign":"STRETCH","accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n
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\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

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Your loan details

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What do you need?
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Condition
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$
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0%20%
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Term (months)
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Your estimate

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You'd pay about
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—a month
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APR w/ autopay—
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Term—fixed rate
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\n Total cost of your loan\n
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\n Amount financed—\n Interest—\n
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\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

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Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

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\n EV-only lender.\n Not a bank. Not a dealer.\n

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EV specialists

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We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

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100% digital

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Apply, verify and sign entirely online. No paperwork, no branch visits.

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Licensed and regulated

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A regulated financial partner. NMLS# 2262929

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Bank-grade security

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Your information is encrypted end to end, every step of the way.

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Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

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\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
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\n\n
","embedURL":""}},"1357:5340":{"type":"WIDGET","id":"1357:5340","name":"Embed 5","absoluteBoundingBox":{"x":-5703.0,"y":10937.0,"width":1280.0,"height":853.333312988281},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-5703.0,"y":10937.0,"width":1280.0,"height":853.333312988281},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,0.0]],"size":{"x":1280.0,"y":853.333312988281},"layoutAlign":"STRETCH","accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n
\n
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\n \n
\n\n
\n
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\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

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Your loan details

\n \n
\n
What do you need?
\n
Condition
\n
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$
\n \n
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0%20%
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Term (months)
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Your estimate

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You'd pay about
\n
—a month
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APR w/ autopay—
\n
Term—fixed rate
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\n
\n Total cost of your loan\n
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\n Amount financed—\n Interest—\n
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\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n
\n
\n

Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

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\n\n
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\n EV-only lender.\n Not a bank. Not a dealer.\n

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\n
\n
\n \n

EV specialists

\n

We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

\n
\n
\n \n

100% digital

\n

Apply, verify and sign entirely online. No paperwork, no branch visits.

\n
\n
\n \n

Licensed and regulated

\n

A regulated financial partner. NMLS# 2262929

\n
\n
\n \n

Bank-grade security

\n

Your information is encrypted end to end, every step of the way.

\n
\n
\n
\n\n
\n
\n

Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
\n
\n\n
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\n Embedded EV financing\n

Put financingin your checkout.

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Your customers apply, sign and get funded on your site. They only show up to pick up the keys.

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Purchases, lease buyouts and refinancing.

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\n yourstore.com/checkout\n Powered by Tenet\n
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\n You’re approved.\n Financing is ready for your order.\n
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    \n
  1. \n 1\n Get approved\n 2 min\n
    2. \n
  2. \n 2\n Sign online\n 8 min\n
    3. \n
  3. \n 3\n Pick up the car\n In person\n
    4. \n
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\n Apply to signed\n < 10 min\n
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Trusted by

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  • Lucid
  • KeySavvy
  • TrueCar
  • Lease End
  • Revolve Motors
  • Mark Miller Subaru
  • Recharged
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You sell the EV.We handle the loan.

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One integration gives your customers a complete online checkout.

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Buy online, start to finish

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Customers pick a car, get a decision and sign. No detour to another lender.

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Your brand, not ours

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Financing lives on your site, so customers stay with you from browse to buy.

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No back-office work

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We handle underwriting, documents and funding. You hand over the keys.

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Manufacturers

Sell and finance direct.

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Marketplaces

Turn shoppers into funded buyers.

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Dealers

Customers arrive ready to drive.

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One integration.Every kind of deal.

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\n 01 / Purchase\n

Vehicle purchase

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Approve buyers at checkout, so they know their budget before they visit.

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\n 02 / Lease buyout\n

Lease buyout

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Help lessees buy the EV they already drive, without leaving your site.

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\n 03 / Refinance\n

Refinance

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Offer owners a lower payment, and a reason to come back.

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No paperworkon the lot.

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  1. \n 01\n

    Get approved

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    The buyer shares a few details in your flow and gets a decision on the spot.

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    2. \n
  2. \n 02\n

    Sign online

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    They review terms and e-sign everything. Most finish in under 10 minutes.

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    3. \n
  3. \n 03\n

    Drive away

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    The visit is just a test drive and pickup. We fund the deal.

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    4. \n
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Build atyour own pace.

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One Originations API takes you from prequal to approved application. You build the experience. We handle the lending.

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\n POST\n

Prequal Inquiry

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Check a buyer before they apply. Add a loan amount to get counter-offers.

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\n POST\n

Offer Inquiry

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Submit an application and get back the offers the buyer is eligible for.

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\n POST\n

Offer Rehash

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Resubmit with updated details, like a new vehicle or loan amount.

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\n GET\n

Get an Application

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Check an application’s status from your own system.

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More approvals.Better rates.

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We lend on our own capital and bring in credit union partners, so more of your customers say yes.

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\n Approvals\n

Tenet plus credit unions

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If we can't approve an applicant, our partners get a second look.

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\n Promo rates\n

Subvented rates

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Fund a lower rate on a model, trim or campaign. We run the program.

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\n Segments\n

Programs for your buyers

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Rideshare drivers, first-time buyers and more, on request.

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\n Coverage\n

New and used EVs

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We know EV values, so used and high-mileage cars aren't penalized.

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\n For developers\n

Try it first.Talk later.

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Our API docs and sandbox are open. No account or keys needed to start building.

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    \n \n
  1. 1Read the guides
    2. \n \n
  2. 2Send a prequal or offer inquiry
    3. \n \n
  3. 3Check application status
    4. \n \n
  4. 4Talk to us to go live
    5. \n \n
\n Read the Docs\n
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\n POST · Prequal Inquiry\n sandbox\n
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{\n  \"product\": \"vehicle_purchase\",\n  \"vehicle\": { \"vin\": \"5YJ3E1EA...\" },\n  \"applicant\": { \"income\": 95000 },\n  \"return_url\": \"https://yoursite.com/checkout\"\n}\n\n→ 201 Created\n{\n  \"status\": \"approved\",\n  \"apr\": 5.74,\n  \"next\": \"sign_online\"\n}
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Simplified example. Full schema at developers.tenet.com.

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Frequently askedquestions.

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\n What happens in under 10 minutes?\n

Approval, terms and e-signing. Most buyers go from application to signed documents in under 10 minutes.

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\n Which deals do you support?\n

Vehicle purchases, lease buyouts and refinancing for new and used EVs.

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\n How long does integration take?\n

It depends on your team and how much of the flow you build. Most partners start with Prequal Inquiry, and we support you throughout.

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\n Who underwrites and services the loans?\n

We do, alongside our credit union partners. Your customers get one point of contact for their loan.

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\n Does prequalifying affect a buyer's credit?\n

No. Prequalification uses a soft credit check. A hard check only happens if the buyer accepts an offer.

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\n Can we test before signing a contract?\n

Yes. The docs and sandbox are open to everyone. Build and test before any agreement.

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Let's buildyour checkout.

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Tell us about your business. We'll map out your integration and launch plan.

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We reply within one business day.

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\n \n \n \n \n \n \n \n \n 4.9\n on Google\n
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\n Clean Cars for All award?\n Put it toward your EV.\n

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Already have your award letter? Check your rate in minutes, then use your grant and your Tenet loan at a participating dealership.

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    \n
  • Bay Area residents can check rates before shopping
    • \n
  • Use your loan at any participating dealership
    • \n
  • Your grant lowers the amount you need to finance
    • \n
\n \n

As seen in Forbes, The Wall Street Journal, TechCrunch and USA Today

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\n \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n$9,500\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
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\n Apply your award.\n See your payment.\n

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Enter your award and the price of the car you want. Your grant goes toward the price as your down payment, and we estimate the rest.

\n
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\n 1. Your vehicle\n
\n \n
$
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Enter the amount on your Clean Cars for All award letter.

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\n Vehicle type\n
\n \n \n
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Used vehicles must be model year 2018 or newer, under 75,000 miles and priced at $48,000 or less.

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$
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The total price before your award is applied.

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\n 2. Your estimated payment\n
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\n Award applied\n $9,500\n As your down payment\n
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\n Loan amount\n $15,500\n Price minus your award\n
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\n Estimated APR\n —\n 72-month term with autopay\n
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\n Monthly payment\n —\n Estimated, 72 months\n
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\n Get Pre-Qualified\n

Checking your rate won't affect your credit score.

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\n How it works.\n Your award plus your loan.\n

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    \n
  1. \n 01\n

    Get your award letter

    \n

    Once Clean Cars for All approves you, your award letter shows your grant amount.

    \n
    2. \n
  2. \n 02\n

    Check your rate

    \n

    Apply with Tenet in about 2 minutes. Soft credit check, no impact to your score.

    \n
    3. \n
  3. \n 03\n

    Buy at a participating dealer

    \n

    Your grant goes toward the price as your down payment. We finance the rest.

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    4. \n
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Excellent everywhere.

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\"From start to finish, she was incredibly efficient, responsive, and made what is normally a stressful process feel effortless. Absolute five-star service.\"
\n
John E., Tesla Cybertruck owner
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Questions, answered.

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\n What vehicles are eligible under Clean Cars for All?\n

New and used battery electric, plug-in hybrid and fuel cell electric vehicles. Your award letter shows what your grant covers.

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\n Is there a price limit on the vehicle?\n

Used vehicles must be priced at $48,000 or less. For a new vehicle, check your award letter or ask the dealership.

\n
\n
\n Are used vehicles allowed?\n

Yes. Used vehicles must be model year 2018 or newer with under 75,000 miles.

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\n
\n Do I have to retire my old vehicle?\n

Yes. Clean Cars for All requires you to retire an eligible older gas or diesel vehicle through the program.

\n
\n
\n How long do I have to purchase my vehicle?\n

Your award letter shows your deadline. Check your rate early so your financing is ready when you find the right car.

\n
\n
\n What do I need to bring to the dealership?\n

Bring your award letter, your driver's license and your Tenet approval. The dealership applies your grant, and we finance the rest.

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\n
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\n

Not ready yet? Estimate your payment.

\n

Questions about your award? Visit Clean Cars for All.

\n
\n
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\n\n
\n
\n

\n Talk to an EV\n financing specialist.\n

\n

Real people. Clear answers. No sales pressure.

\n
\n
\n \n Call or text\n 877-378-3638\n We can walk you through your award.\n
\n
\n \n Email\n support@tenet.com\n Send us your questions any time.\n
\n
\n \n Hours\n Mon–Fri 9AM–6PM ET\n Apply online any time.\n
\n
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\n\n
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\n
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\n \"Tenet\"\n

EV financing for all.

\n
\n support@tenet.com\n 877-37-TENET (83638)\n Mon–Fri, 9AM–6PM ET\n
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\n © 2026 Tenet Energy, Inc.\n NMLS# 2262929\n MI License #RL0025172\n Consumer Privacy Notice\n
\n

Final pricing and credit approval are subject to verification of credit, income, and vehicle value. APR and terms vary by applicant, vehicle and term, and may change without notice. Rates from 4.99% APR are for applicants with excellent credit and include a 0.25% autopay discount.

\n

Payment estimates are for illustration only, not an offer of credit. Estimates subtract the award amount you enter from the vehicle price and use the 72-month rate for the selected credit range, including the 0.25% autopay discount. Minimum loan amount is $10,000. Your actual rate and payment depend on your credit, income, vehicle and term.

\n

Tenet is not affiliated with the Bay Area Air District or the Clean Cars for All program. Clean Cars for All eligibility and award amounts are determined solely by the Air District and are subject to available funding. Rate checks on this page are available to eligible Bay Area residents only. Vehicle requirements shown are a summary; your award letter and the Air District's program rules control.

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Soft credit check. About 2 minutes to apply.
\n Check My Rate\n
\n
\n
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\n
\n\n
\n \n
\n\n
\n
\n

\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

\n
\n
\n
\n

Your loan details

\n \n
\n
What do you need?
\n
Condition
\n
\n
\n
\n \n
$
\n \n
\n
\n
\n \n
0%20%
\n
\n
Term (months)
\n
\n
\n
\n
\n

Your estimate

\n
\n
\n
\n
You'd pay about
\n
—a month
\n \n
\n
\n
APR w/ autopay—
\n
Term—fixed rate
\n
\n
\n Total cost of your loan\n
\n
\n Amount financed—\n Interest—\n
\n
\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n
\n
\n

Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

\n
\n
\n\n
\n
\n

\n EV-only lender.\n Not a bank. Not a dealer.\n

\n
\n
\n
\n \n

EV specialists

\n

We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

\n
\n
\n \n

100% digital

\n

Apply, verify and sign entirely online. No paperwork, no branch visits.

\n
\n
\n \n

Licensed and regulated

\n

A regulated financial partner. NMLS# 2262929

\n
\n
\n \n

Bank-grade security

\n

Your information is encrypted end to end, every step of the way.

\n
\n
\n
\n\n
\n
\n

Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
\n
\n\n
","embedURL":""}},"1357:5296":{"type":"WIDGET","id":"1357:5296","name":"Embed 5","absoluteBoundingBox":{"x":-7917.0,"y":10937.0,"width":375.0,"height":250.0},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-7917.0,"y":10937.0,"width":375.0,"height":250.0},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,0.0]],"size":{"x":375.0,"y":250.0},"layoutAlign":"STRETCH","accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n
\n
\n\n
\n \n
\n\n
\n
\n

\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

\n
\n
\n
\n

Your loan details

\n \n
\n
What do you need?
\n
Condition
\n
\n
\n
\n \n
$
\n \n
\n
\n
\n \n
0%20%
\n
\n
Term (months)
\n
\n
\n
\n
\n

Your estimate

\n
\n
\n
\n
You'd pay about
\n
—a month
\n \n
\n
\n
APR w/ autopay—
\n
Term—fixed rate
\n
\n
\n Total cost of your loan\n
\n
\n Amount financed—\n Interest—\n
\n
\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n
\n
\n

Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

\n
\n
\n\n
\n
\n

\n EV-only lender.\n Not a bank. Not a dealer.\n

\n
\n
\n
\n \n

EV specialists

\n

We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

\n
\n
\n \n

100% digital

\n

Apply, verify and sign entirely online. No paperwork, no branch visits.

\n
\n
\n \n

Licensed and regulated

\n

A regulated financial partner. NMLS# 2262929

\n
\n
\n \n

Bank-grade security

\n

Your information is encrypted end to end, every step of the way.

\n
\n
\n
\n\n
\n
\n

Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
\n
\n\n
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\n \n \n \n \n \n \n \n \n 4.9\n on Google\n
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\n Clean Cars for All award?\n Put it toward your EV.\n

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Already have your award letter? Check your rate in minutes, then use your grant and your Tenet loan at a participating dealership.

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    \n
  • Bay Area residents can check rates before shopping
    • \n
  • Use your loan at any participating dealership
    • \n
  • Your grant lowers the amount you need to finance
    • \n
\n \n

As seen in Forbes, The Wall Street Journal, TechCrunch and USA Today

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\n \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n$9,500\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
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\n Apply your award.\n See your payment.\n

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Enter your award and the price of the car you want. Your grant goes toward the price as your down payment, and we estimate the rest.

\n
\n
\n 1. Your vehicle\n
\n \n
$
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Enter the amount on your Clean Cars for All award letter.

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\n Vehicle type\n
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Used vehicles must be model year 2018 or newer, under 75,000 miles and priced at $48,000 or less.

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$
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The total price before your award is applied.

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\n 2. Your estimated payment\n
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\n Award applied\n $9,500\n As your down payment\n
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\n Loan amount\n $15,500\n Price minus your award\n
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\n Estimated APR\n —\n 72-month term with autopay\n
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\n Monthly payment\n —\n Estimated, 72 months\n
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\n Get Pre-Qualified\n

Checking your rate won't affect your credit score.

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\n How it works.\n Your award plus your loan.\n

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    \n
  1. \n 01\n

    Get your award letter

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    Once Clean Cars for All approves you, your award letter shows your grant amount.

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    2. \n
  2. \n 02\n

    Check your rate

    \n

    Apply with Tenet in about 2 minutes. Soft credit check, no impact to your score.

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    3. \n
  3. \n 03\n

    Buy at a participating dealer

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    Your grant goes toward the price as your down payment. We finance the rest.

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    4. \n
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Excellent everywhere.

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\"From start to finish, she was incredibly efficient, responsive, and made what is normally a stressful process feel effortless. Absolute five-star service.\"
\n
John E., Tesla Cybertruck owner
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Questions, answered.

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\n What vehicles are eligible under Clean Cars for All?\n

New and used battery electric, plug-in hybrid and fuel cell electric vehicles. Your award letter shows what your grant covers.

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\n Is there a price limit on the vehicle?\n

Used vehicles must be priced at $48,000 or less. For a new vehicle, check your award letter or ask the dealership.

\n
\n
\n Are used vehicles allowed?\n

Yes. Used vehicles must be model year 2018 or newer with under 75,000 miles.

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\n
\n Do I have to retire my old vehicle?\n

Yes. Clean Cars for All requires you to retire an eligible older gas or diesel vehicle through the program.

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\n
\n How long do I have to purchase my vehicle?\n

Your award letter shows your deadline. Check your rate early so your financing is ready when you find the right car.

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\n
\n What do I need to bring to the dealership?\n

Bring your award letter, your driver's license and your Tenet approval. The dealership applies your grant, and we finance the rest.

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Not ready yet? Estimate your payment.

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Questions about your award? Visit Clean Cars for All.

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\n
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\n Talk to an EV\n financing specialist.\n

\n

Real people. Clear answers. No sales pressure.

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\n \n Call or text\n 877-378-3638\n We can walk you through your award.\n
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\n \n Email\n support@tenet.com\n Send us your questions any time.\n
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\n \n Hours\n Mon–Fri 9AM–6PM ET\n Apply online any time.\n
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\n
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\n\n
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\n
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\n \"Tenet\"\n

EV financing for all.

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\n support@tenet.com\n 877-37-TENET (83638)\n Mon–Fri, 9AM–6PM ET\n
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\n © 2026 Tenet Energy, Inc.\n NMLS# 2262929\n MI License #RL0025172\n Consumer Privacy Notice\n
\n

Final pricing and credit approval are subject to verification of credit, income, and vehicle value. APR and terms vary by applicant, vehicle and term, and may change without notice. Rates from 4.99% APR are for applicants with excellent credit and include a 0.25% autopay discount.

\n

Payment estimates are for illustration only, not an offer of credit. Estimates subtract the award amount you enter from the vehicle price and use the 72-month rate for the selected credit range, including the 0.25% autopay discount. Minimum loan amount is $10,000. Your actual rate and payment depend on your credit, income, vehicle and term.

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Tenet is not affiliated with the Bay Area Air District or the Clean Cars for All program. Clean Cars for All eligibility and award amounts are determined solely by the Air District and are subject to available funding. Rate checks on this page are available to eligible Bay Area residents only. Vehicle requirements shown are a summary; your award letter and the Air District's program rules control.

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Soft credit check. About 2 minutes to apply.
\n Check My Rate\n
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\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

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Your loan details

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What do you need?
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Condition
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$
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0%20%
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Term (months)
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Your estimate

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You'd pay about
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—a month
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APR w/ autopay—
\n
Term—fixed rate
\n
\n
\n Total cost of your loan\n
\n
\n Amount financed—\n Interest—\n
\n
\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
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Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

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\n
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\n

\n EV-only lender.\n Not a bank. Not a dealer.\n

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\n \n

EV specialists

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We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

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100% digital

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Apply, verify and sign entirely online. No paperwork, no branch visits.

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Licensed and regulated

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A regulated financial partner. NMLS# 2262929

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Bank-grade security

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Your information is encrypted end to end, every step of the way.

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Questions, answered.

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\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
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\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

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\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

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\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
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\n\n
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\n
\n\n
\n \n
\n\n
\n
\n

\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

\n
\n
\n
\n

Your loan details

\n \n
\n
What do you need?
\n
Condition
\n
\n
\n
\n \n
$
\n \n
\n
\n
\n \n
0%20%
\n
\n
Term (months)
\n
\n
\n
\n
\n

Your estimate

\n
\n
\n
\n
You'd pay about
\n
—a month
\n \n
\n
\n
APR w/ autopay—
\n
Term—fixed rate
\n
\n
\n Total cost of your loan\n
\n
\n Amount financed—\n Interest—\n
\n
\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n
\n
\n

Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

\n
\n
\n\n
\n
\n

\n EV-only lender.\n Not a bank. Not a dealer.\n

\n
\n
\n
\n \n

EV specialists

\n

We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

\n
\n
\n \n

100% digital

\n

Apply, verify and sign entirely online. No paperwork, no branch visits.

\n
\n
\n \n

Licensed and regulated

\n

A regulated financial partner. NMLS# 2262929

\n
\n
\n \n

Bank-grade security

\n

Your information is encrypted end to end, every step of the way.

\n
\n
\n
\n\n
\n
\n

Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
\n
\n\n
","embedURL":""}},"1357:5328":{"type":"WIDGET","id":"1357:5328","name":"Embed 5","absoluteBoundingBox":{"x":-6631.0,"y":10937.0,"width":375.0,"height":250.0},"targetAspectRatio":{"x":600.0,"y":400.0},"isolatedAbsoluteRenderBounds":{"x":-6631.0,"y":10937.0,"width":375.0,"height":250.0},"relativeTransform":[[1.0,0.0,0.0],[0.0,1.0,0.0]],"size":{"x":375.0,"y":250.0},"layoutAlign":"STRETCH","accessibleHTMLTag":"AUTO","isDecorativeImage":false,"ariaAttributes":{},"interactions":[],"syncedState":{"embedAllowFullscreen":"false","embedCodeType":"html","embedIframeHtml":"\n\n\n
\n
\n\n
\n \n
\n\n
\n
\n

\n EV loan calculator\n Know your payment.\n

\n

Estimate your monthly electric vehicle loan payment in seconds. No credit check, no sign-up.

\n
\n
\n
\n

Your loan details

\n \n
\n
What do you need?
\n
Condition
\n
\n
\n
\n \n
$
\n \n
\n
\n
\n \n
0%20%
\n
\n
Term (months)
\n
\n
\n
\n
\n

Your estimate

\n
\n
\n
\n
You'd pay about
\n
—a month
\n \n
\n
\n
APR w/ autopay—
\n
Term—fixed rate
\n
\n
\n Total cost of your loan\n
\n
\n Amount financed—\n Interest—\n
\n
\n
\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n
\n
\n

Estimates only. Vehicle values are approximate and title, fees, taxes and incentives are not included. Rates include a 0.25% autopay discount. Final terms depend on credit approval and verification of income and vehicle value.

\n
\n
\n\n
\n
\n

\n EV-only lender.\n Not a bank. Not a dealer.\n

\n
\n
\n
\n \n

EV specialists

\n

We only finance EVs, new and used, so we don't penalize used or high-mileage EVs like generalist lenders do.

\n
\n
\n \n

100% digital

\n

Apply, verify and sign entirely online. No paperwork, no branch visits.

\n
\n
\n \n

Licensed and regulated

\n

A regulated financial partner. NMLS# 2262929

\n
\n
\n \n

Bank-grade security

\n

Your information is encrypted end to end, every step of the way.

\n
\n
\n
\n\n
\n
\n

Questions, answered.

\n
\n
\n Does using the calculator affect my credit?\n

No. The calculator doesn't check your credit at all. When you're ready, seeing your real rate uses a soft credit check, which also doesn't affect your score.

\n
\n
\n How is my payment estimated?\n

We estimate your EV's value from its make, model, year and trim, subtract your down payment, then apply Tenet's current rates for your credit range and loan term. Rates shown include a 0.25% autopay discount.

\n
\n
\n Why does the vehicle year change my options?\n

Newer EVs generally qualify for longer terms. We finance EVs back to the 2014 model year.

\n
\n
\n What is the autopay discount?\n

Enroll in autopay before your first payment is due and get 0.25% off your APR. Autopay is optional and not required for approval.

\n
\n
\n Can I use this to estimate a refinance?\n

Yes. Switch to Refinance and enter your current loan balance to see an estimated new payment.

\n
\n
\n
\n
\n\n
\n
\n

\n Like your estimate?\n Make it real.\n

\n Get Pre-Qualified\n

Takes about 2 minutes. Soft credit check, no impact on your score.

\n
\n
\n\n\n
\n\n
\n
\n
Soft credit check. About 2 minutes to your rate.
\n Get Pre-Qualified\n
\n
\n\n
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